Medicare & Seniors
Turning 65 Soon? Let's Make Sure You're Ready.
The transition to Medicare can be confusing. We help seniors understand their options, avoid coverage gaps, and enroll in the right plan before deadlines kick in.
Know your options
Medicare Doesn't Have to Be Complicated
Original Medicare (Parts A & B)
Covers hospital stays and doctor visits — the foundation of most seniors' coverage.
Part D — Prescriptions
Standalone drug coverage to add to Original Medicare and keep prescription costs manageable.
Medicare Advantage (Part C)
All-in-one plans that often include dental, vision, and hearing — sometimes with $0 premiums.
Medigap Supplements
Fill the gaps Original Medicare leaves behind — including copays, coinsurance, and deductibles.
Missing your Medicare enrollment window has consequences.
Late enrollment in Part B or Part D can result in permanent premium penalties. If you're approaching 65, call us now to avoid costly mistakes.
When can I enroll in Medicare?
Your Initial Enrollment Period is the 7-month window around your 65th birthday — 3 months before, the month of, and 3 months after. Don't miss it.
Do I need Medicare if I'm still working at 65?
It depends on your employer's plan size. Our agents can help you decide whether to enroll now or delay without penalty.
What if I can't afford Medicare?
You may qualify for Extra Help (LIS) — a federal program that reduces Part D costs for people with limited income. We'll check your eligibility on the call.
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