Open Enrollment

The Window to Get Covered Opens Once a Year. Don't Miss It

ACA Open Enrollment is your primary opportunity to enroll in or change your health insurance plan. Outside of this window, you'll need a qualifying life event to enroll.

What are ACA subsidies?

The Government Helps Pay Your Premium. Here's How.

Lost Job Coverage

Losing employer-sponsored health insurance is one of the most common qualifying events for a SEP.

Marriage or Divorce

Getting married, divorced, or legally separated triggers a Special Enrollment Period.

New Baby or Adoption

Having or adopting a child qualifies you to enroll or update your plan immediately.

Moved to a New Area

Relocating to a new coverage area qualifies you for a SEP to choose a plan in your new location.

Federal Open Enrollment runs November 1 – January 15 each year.

Coverage enrolled before December 15 starts January 1. Coverage enrolled between December 16 – January 15 starts February 1. Some states have extended windows — call us to confirm your state's deadline.

1

Call Before the Deadline

2

Review Your Options

3

Confirm Your Subsidies

4

Enroll & Confirm

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